Skip to Content
Capgemini
  • Insights
    Insights

    Explore our latest thought leadership, ideas, and insights on the issues that are shaping the future of business and society.

    Learn more
    • Hot topics
      • Hot topics
      • Reshape your future with AI
      • Leading sustainability
      • The future of technology
      • Marketing for customer experience
    • Conversations for tomorrow
    • Initiatives with the World Economic Forum
    • Our research library
    • Expert perspectives
  • Industries
    Industries

    Choose a partner with intimate knowledge of your industry and first-hand experience of defining its future.

    Learn more
    • Aerospace and defense
    • Automotive
    • Banking and capital markets
    • Consumer products
    • Energy and utilities
    • Healthcare
    • High-tech
    • Hospitality and travel
    • Insurance
    • Life sciences
    • Manufacturing
    • Media and entertainment
    • Public sector
    • Retail
    • Telecoms
  • Services
    Services

    Discover our portfolio – constantly evolving to keep pace with the ever-changing needs of our clients.

    Learn more
    • Cloud
    • Customer first
    • Cybersecurity
    • Data and artificial intelligence
    • Enterprise management
    • Intelligent industry
    • Sustainability
  • Careers
    Careers

    Become part of a diverse collective of free-thinkers, entrepreneurs and experts – and help us to make a difference.

    Learn more
    • Why join Capgemini
    • Life at Capgemini
    • Meet our people
    • Career paths
      • Career paths
      • Students and graduates
      • Experienced professionals
      • Executives
      • Our professions
      • Careers at Capgemini Engineering
      • Careers at Capgemini Invent
    • Join us
      • Join us
      • Recruitment process
      • Interview tips
      • Job search
  • News
    News

    See our latest news, and stories from across the business, and explore our archives.

    Learn more
    • Press releases
    • Analyst recognition
    • Client stories
    • Inside stories
    • Social media
    • Events
  • About us
    About us

    We are a global leader in partnering with companies to transform and manage their business by harnessing the power of technology.

    Learn more
    • Who we are
      • Who we are
      • What we do
      • The way we work
      • Our innovation ecosystem
      • Values and Ethics
      • Our brands
    • Management and governance
      • Management and governance
      • Board of Directors
      • Executive committee
      • Responsible business
      • Policies
    • Environment, Social & Governance
    • Corporate Social Responsibility
      • Corporate Social Responsibility
      • Digital inclusion
      • Diversity and inclusion
      • Environmental sustainability
      • Partnerships
      • Tech4Positive Futures
    • Transforming sports
      • Transforming sports
      • Peugeot Sport
      • Ryder Cup
      • Tour de France
      • World Rugby
      • The 37th America’s Cup
    • Technology partners
    • Locations
Investors Contact us
Global | EN Global | EN
Select your location
Global | EN Global | EN
  • Worldwide
    • Global | ENGlobal | EN
  • Americas
    • ArgentinaArgentina | ES
    • BrazilBrazil | PT
    • CanadaCanada | EN
    • CanadaCanada | FR
    • ColombiaColombia | ES
    • GuatemalaGuatemala | EN
    • MexicoMexico | ES
    • United StatesUnited States | EN
  • Asia Pacific
    • AustraliaAustralia | EN
    • ChinaChina | ZH
    • IndiaIndia | EN
    • JapanJapan | JP
    • New ZealandNew Zealand | EN
    • SingaporeSingapore | EN
  • Europe, Middle East & Africa
    • AustriaAustria | EN
    • BelgiumBelgium | EN
    • Czech RepublicCzech Republic | EN
    • DenmarkDenmark | EN
    • EgyptEgypt | EN
    • FinlandFinland | EN
    • FranceFrance | FR
    • GermanyGermany | DE
    • HungaryHungary | EN
    • ItalyItaly | IT
    • MoroccoMorocco | EN
    • NetherlandsNetherlands | NL
    • NorwayNorway | NO
    • PolandPoland | PL
    • PortugalPortugal | EN
    • RomaniaRomania | EN
    • Saudi ArabiaKSA | EN
    • SpainSpain | ES
    • SwedenSweden | EN
    • SwitzerlandSwitzerland | EN
    • UAEUAE | EN
    • UKUK | EN
  • Contact us
  • Investors
  • Global | EN Global | EN
Select your location
Global | EN Global | EN
  • Worldwide
    • Global | ENGlobal | EN
  • Americas
    • ArgentinaArgentina | ES
    • BrazilBrazil | PT
    • CanadaCanada | EN
    • CanadaCanada | FR
    • ColombiaColombia | ES
    • GuatemalaGuatemala | EN
    • MexicoMexico | ES
    • United StatesUnited States | EN
  • Asia Pacific
    • AustraliaAustralia | EN
    • ChinaChina | ZH
    • IndiaIndia | EN
    • JapanJapan | JP
    • New ZealandNew Zealand | EN
    • SingaporeSingapore | EN
  • Europe, Middle East & Africa
    • AustriaAustria | EN
    • BelgiumBelgium | EN
    • Czech RepublicCzech Republic | EN
    • DenmarkDenmark | EN
    • EgyptEgypt | EN
    • FinlandFinland | EN
    • FranceFrance | FR
    • GermanyGermany | DE
    • HungaryHungary | EN
    • ItalyItaly | IT
    • MoroccoMorocco | EN
    • NetherlandsNetherlands | NL
    • NorwayNorway | NO
    • PolandPoland | PL
    • PortugalPortugal | EN
    • RomaniaRomania | EN
    • Saudi ArabiaKSA | EN
    • SpainSpain | ES
    • SwedenSweden | EN
    • SwitzerlandSwitzerland | EN
    • UAEUAE | EN
    • UKUK | EN
Capgemini
  • Insights
    Insights

    Explore our latest thought leadership, ideas, and insights on the issues that are shaping the future of business and society.

    Learn more
    • Hot topics
      • Reshape your future with AI
      • Leading sustainability
      • The future of technology
      • Marketing for customer experience
    • Conversations for tomorrow
    • Initiatives with the World Economic Forum
    • Our research library
    • Expert perspectives
  • Industries
    Industries

    Choose a partner with intimate knowledge of your industry and first-hand experience of defining its future.

    Learn more
    • Aerospace and defense
    • Automotive
    • Banking and capital markets
    • Consumer products
    • Energy and utilities
    • Healthcare
    • High-tech
    • Hospitality and travel
    • Insurance
    • Life sciences
    • Manufacturing
    • Media and entertainment
    • Public sector
    • Retail
    • Telecoms
  • Services
    Services

    Discover our portfolio – constantly evolving to keep pace with the ever-changing needs of our clients.

    Learn more
    • Cloud
    • Customer first
    • Cybersecurity
    • Data and artificial intelligence
    • Enterprise management
    • Intelligent industry
    • Sustainability
  • Careers
    Careers

    Become part of a diverse collective of free-thinkers, entrepreneurs and experts – and help us to make a difference.

    Learn more
    • Why join Capgemini
    • Life at Capgemini
    • Meet our people
    • Career paths
      • Students and graduates
      • Experienced professionals
      • Executives
      • Our professions
      • Careers at Capgemini Engineering
      • Careers at Capgemini Invent
    • Join us
      • Recruitment process
      • Interview tips
      • Job search
  • News
    News

    See our latest news, and stories from across the business, and explore our archives.

    Learn more
    • Press releases
    • Analyst recognition
    • Client stories
    • Inside stories
    • Social media
    • Events
  • About us
    About us

    We are a global leader in partnering with companies to transform and manage their business by harnessing the power of technology.

    Learn more
    • Who we are
      • What we do
      • The way we work
      • Our innovation ecosystem
      • Values and Ethics
      • Our brands
    • Management and governance
      • Board of Directors
      • Executive committee
      • Responsible business
      • Policies
    • Environment, Social & Governance
    • Corporate Social Responsibility
      • Digital inclusion
      • Diversity and inclusion
      • Environmental sustainability
      • Partnerships
      • Tech4Positive Futures
    • Transforming sports
      • Peugeot Sport
      • Ryder Cup
      • Tour de France
      • World Rugby
      • The 37th America’s Cup
    • Technology partners
    • Locations
Search
Most searched:

Cloud

Management team

Artificial intelligence

Show all results
  • Home
  • Insights
    • Hot topics
    • Conversations for tomorrow
    • Initiatives with the World Economic Forum
    • Our research library
    • Expert perspectives
  • Our research library
  • From traditional banking to invisible finance
next generation banking
Digital transformation
capgemini-invent

Next-generation banking: From traditional banking to invisible finance

  • Facebook
  • Linkedin

The world of finance is almost unrecognizable from the founding of the first bank in 1472. Technology has enabled new financial products and services and transformed the world. But the fundamental capabilities have remained as relevant as they ever were. Now, though, all this is about to change.

We stand at the dawn of a Cambrian-style explosion of innovative banking models. Banking as a Service, Platform Business Models, Embedded Banking, and Invisible Finance and Banking is set to force banks to adapt. The landscape is shifting, and banks need to Sense and Respond to the ground beneath their feet.

Download the Report

What We Offer

  • Leadership

  • Resources

  • Progressive Ethics

Leadership

It is vital organizations make the right decisions at the right time. This includes capitalizing on the latest developments, new products and services, and avenues for growth. We ensure our partners are never left behind. We know how profoundly technology changes societies because we’ve supported organizations through paradigm-defining innovation. We use our expertise to target the next big thing and unlock opportunities for growth.

Resources

Capgemini’s industry expertise is comprised of over 325,000 team members in 55 countries. Our combined experience is our greatest asset. Having been founded over 50 years ago, we have acquired an ability to thrive throughout volatility, adapting and evolving when necessary. With over 30 strategic partnerships, we have the resources to meet challenges great and small.

Progressive Ethics

Every Capgemini initiative is a manifestation of our seven core values: honesty, boldness, trust, freedom, fun, modesty, and team spirit. After careful consideration, these were the values we identified as integral to long-term success. We aim to deliver consistent quality that adheres to sustainable practices while maintaining transparency.

Our Experts

Michael Zwiefler

Michael Zwiefler

Global Leader Financial Services Strategy and Innovation
Connect with us

Connect with us

Thank you for your submission. We will be in touch with you soon!

We are sorry, the form submission failed. Please try again.

Alexandra Rockermeier

Alexandra Rockermeier

Banking Strategy & Innovation SME
Connect with us

Connect with us

Thank you for your submission. We will be in touch with you soon!

We are sorry, the form submission failed. Please try again.

    Capgemini
    • Insights
    • Industries
    • Services
    • Careers
    • About us
    • Investors
    • Terms of use
    • Accessibility
    • Privacy notice
    • Security vulnerability notification
    • Cookie settings
    • Cookie policy
    • Fraud alert
    Capgemini

    Our brands:

    • Column 1
      • Insights
      • Industries
      • Services
      • Careers
      • News
      • About us
      • Contact us
      • Investors
    • Column 2
      • Accessibility
      • Cookie policy
      • Cookie settings
      • Privacy notice
      • Security vulnerability notification
      • SpeakUp
      • Terms of use
      • Fraud alert
    © Capgemini, 2025. All rights reserved.
    • LinkedIn LinkedIn LinkedIn
    • Instagram Instagram Instagram
    • Facebook Facebook Facebook
    • Youtube Youtube Youtube
    • Glassdoor Glassdoor Glassdoor
    © Capgemini, 2025. All rights reserved.